May 26, 2016

The insidious side of low interest rates

Many investors might be worried about a low return environment – but something far worse than a sluggish economy may threaten your personal wealth. Amid low interest rates and volatile market conditions, criminals using fake investment schemes are an increasing risk to investors hungry for higher returns, according to a major report “Targeting Scams” released this week by the Australian Competition and Consumer Commission (ACCC). With many investors chasing the best yields they can get – particularly SMSFs in retirement, who are reliant on investment income – attractive, high yield opportunities can seem like a tempting avenue to get higher […]
May 26, 2016

The quest for balance

Balance is something most of us aspire to in many parts of our life – be it work/family time, diet or exercise. The past 20 years have taught us that a balanced approach to investing can help navigate some of the more turbulent times that can confront investors. Balance is one of our core investment principles and it speaks to the need for investors to understand the value of taking a balanced approach to their asset allocation decision. We have taken the opportunity to look back on the past 20 years to test how well our core investment principles – goals, balance, […]
May 12, 2016

A ‘super’ budget

It was a week earlier than usual; the Treasurer Scott Morrison simply couldn’t wait to get his first budget out! In line with expectations – the Federal Budget that was brought down last week included 11 measures specifically targeting superannuation. Depending on your perspective the announcements were a mix of both good, and bad, news – with a couple of shocks thrown in for good measure. Let’s look at the key ‘super’ announcements: Catch-up concessional contributions: For people who have not contributed their maximum allowable concessional contributions in any one year – they will now be able to catch up by […]