Blog

December 15, 2016

Keeping finances in the family

Would you be willing to help your adult children financially if they were experiencing financial difficulties? And would you be willing to help your elderly parents if they were in financial need? Intergenerational financial issues are set to become increasingly common given the ageing of our population. Of course, many instances of providing financial assistance between generations would involve providing a financial helping hand from time to time rather than aiding an elderly parent or adult child in actual financial difficulties. The Australian Institute of Family Studies has just released a research paper, Attitudes towards intergenerational support, that gives an […]
December 15, 2016

A critical time for specialist advice

There are times in our lives when the need for gaining specialist professional advice may seem particularly critical. And for many super fund members, this is one of those times. Numerous members of large super funds and Self Managed Super Funds (SMSF) will seek advice specifically about how to deal with the tranche of superannuation reforms that has just passed into law. These changes – most taking effect from July 2017 – are the biggest in a decade. Members of super funds seeking guidance about the new super laws will include those who are determined to maximise their contributions (whether […]
December 1, 2016

Why investors should understand an ETF’s DNA

Fortunately, it is a relatively straightforward exercise for investors in index-tracking Exchange Traded Funds (ETFs) to follow one of the fundamental rules of sound investment practice: Never invest in a product you don’t understand. An index ETF is designed to replicate the returns of a specific equity or bond index before fees. In short, investors can choose their level of exposure to an index they understand. Apart from being easy to trade, index ETFs are typically low-cost, transparent and, given their usually low-turnover, tax-efficient products. And the fact that they are based on broad indices means these ETFs are a […]