Blog

April 19, 2017

All-terrain motoring, all-terrain portfolios

More of us are equipped for all-terrain motoring but how ready are you for all-terrain investing? Australians bought more new sports utility vehicles (SUVs) than passenger cars in February for the first time in any month on record, according to the Federal Chamber of Automotive Industries. More than 35,000 SUVs were sold in that month. Just as we hopefully select our next cars on the basis of being fit for their intended purpose – although countless SUVs apparently never leave the bitumen – we hopefully take the same approach when creating our investment portfolios. A robust, all-terrain portfolio could be […]
April 5, 2017

Your first SMSF portfolio: Don’t overlook fundamentals amid super changes

New SMSF (Self Managed Superannuation Fund) trustees face something of a double challenge in 2017-2018: Coming to terms with the long-standing fundamentals of having your own fund together with the biggest changes to super in a decade. It is critical for new trustees not to neglect any of the fundamentals of self-managed super in their efforts to understand the changing super system from the beginning of July. The first few months of a new financial year are among the most popular times to establish an SMSF. Often, investors aim to begin their self-managed approach to super with a fresh start […]
March 29, 2017

Dollar-cost averaging for millennial investors

It’s hardly surprisingly that a personal finance article in Forbes magazine places the classic and straightforward investment practice of dollar-cost averaging high among a list of tips to help millennials become better, more disciplined investors in 2017. Dollar-cost averaging simply involves investing the same amount of money into shares or other securities at regular intervals – whether prices are up or down. Investors practising dollar-cost averaging automatically buy more, say, shares when prices are lower and fewer when prices are higher. In short, purchasing costs are averaged over the total period that an investor keeps on investing, thus the name […]