Blog

April 19, 2017

Life’s financial turning points: good and not-so-good

The marriage and divorce statistics for 2015 sadly suggest that 43 per cent of Australian marriages may end in divorce. Significantly, this number-crunching does not include separations of de facto couples. Unfortunately, the breakdown of a relationship is a reality for many couples and it is a reality with typically damaging financial and emotional consequences. We face a series of widely-shared financial turning points during our lives. Yet how we handle them obviously differs widely. ASIC’s personal finance website MoneySmart has long published a comprehensive feature, Life’s events – last updated this month – with tips about how to deal […]
April 19, 2017

All-terrain motoring, all-terrain portfolios

More of us are equipped for all-terrain motoring but how ready are you for all-terrain investing? Australians bought more new sports utility vehicles (SUVs) than passenger cars in February for the first time in any month on record, according to the Federal Chamber of Automotive Industries. More than 35,000 SUVs were sold in that month. Just as we hopefully select our next cars on the basis of being fit for their intended purpose – although countless SUVs apparently never leave the bitumen – we hopefully take the same approach when creating our investment portfolios. A robust, all-terrain portfolio could be […]
April 5, 2017

Your first SMSF portfolio: Don’t overlook fundamentals amid super changes

New SMSF (Self Managed Superannuation Fund) trustees face something of a double challenge in 2017-2018: Coming to terms with the long-standing fundamentals of having your own fund together with the biggest changes to super in a decade. It is critical for new trustees not to neglect any of the fundamentals of self-managed super in their efforts to understand the changing super system from the beginning of July. The first few months of a new financial year are among the most popular times to establish an SMSF. Often, investors aim to begin their self-managed approach to super with a fresh start […]