Blog

November 26, 2015

Five ways to give your Christmas a makeover

These days Christmas appears to be more of a retail festival than a religious event, and while it can be a season of joy for many, it is a time of stress or loneliness for others. If the ‘Xcesses of Xmas’ have been getting you down, or if you just want to shake up your usual routine, here are some ideas to help you re-write the rules, create a new meaning or start a new tradition for doing Christmas Day your way. Have an “Orphan’s Christmas”. If you have neighbours who live alone or don’t have family nearby, why not […]
July 2, 2015

A New (Financial) Year’s Resolution For Your SMSF

One of the most fundamental provisions in superannuation law, the in-house asset rule, is also one of the easiest for SMSF trustees to unintentionally breach. Under the in-house asset rule, SMSFs are generally prohibited from making loans, providing leases or having investments with related parties and entities that exceed five per cent of a fund’s total asset value. The few exceptions to the in-house asset rule include business real estate. Significantly, SMSF trustees are prohibited from providing any loans or financial assistance to members or their relatives – even if the transaction does not result in exceeding the 5 per […]
June 24, 2015

Saving Meets Investing

The baby boomer generation are often enviously described as the ‘lucky generation’. Certainly that demographic cohort born after the end of World War II and before 1960 enjoyed a very different economic and social backdrop to their parents and grandparents and that went a long way to changing attitudes to housing, money and retirement. When it comes to wealth factors the sustained growth in residential property prices in Australia have benefited baby boomers in a significant and material way. The intergenerational impact of that is increasingly a subject of national debate about whether property prices – at least in Sydney […]