May 26, 2016

The quest for balance

Balance is something most of us aspire to in many parts of our life – be it work/family time, diet or exercise. The past 20 years have taught us that a balanced approach to investing can help navigate some of the more turbulent times that can confront investors. Balance is one of our core investment principles and it speaks to the need for investors to understand the value of taking a balanced approach to their asset allocation decision. We have taken the opportunity to look back on the past 20 years to test how well our core investment principles – goals, balance, […]
May 12, 2016

A ‘super’ budget

It was a week earlier than usual; the Treasurer Scott Morrison simply couldn’t wait to get his first budget out! In line with expectations – the Federal Budget that was brought down last week included 11 measures specifically targeting superannuation. Depending on your perspective the announcements were a mix of both good, and bad, news – with a couple of shocks thrown in for good measure. Let’s look at the key ‘super’ announcements: Catch-up concessional contributions: For people who have not contributed their maximum allowable concessional contributions in any one year – they will now be able to catch up by […]
May 5, 2016

Defying life’s blueprint

One of the both interesting and challenging aspects of planning for retirement is that most of our lives don’t follow a common blueprint, at least to the letter. Certainly, there are those who completely stop work around their 65th birthday and live until their life expectancy, having progressively moved through typical stages of retirement of being active, more sedentary and then frail. And then there are those, of course, who work until well past conventional retirement ages and who may remain extremely active long after retiring (if they ever do retire). For instance, Catherine Hamlin, an Australian obstetrician and gynaecologist, […]