February 11, 2016

Tried and true money tips

Life gets so busy and the months soon roll into years when suddenly you find that your finances are off track and you’re nowhere near achieving your goals. Instead of thinking it’s all too hard take a few moments to review the following tips. If you need a hand to implement your plans, we’re here to help. Set your goals using the S.M.A.R.T. principle: Specific: What exactly do you want and how are you going to do? Measureable: If it can’t be measured, you can’t manage it. Attainable: Can it be achieved in your situation? Realistic: Is the goal beyond […]
February 11, 2016

Balancing Life, Work and Money

Work-life balance. It’s something everyone seeks, but achieving it can seem an impossible task. Not only does the ideal balance vary from person to person, it can change frequently throughout life. If your wheel of life has developed a wobble, it might be time to do some repairs to regain stability for the journey ahead. What’s the problem? The source of your imbalance may be clear. Too many hours in the office; too long spent commuting; or maybe you need to support elderly parents or to care for young children. Sometimes it’s more subtle – the desire to unleash your […]
December 10, 2015

Counting the cost of ‘grey’ divorce

One of the saddest personal finance stories of the year is a recent piece in The New York Times about the growth of what the author calls “silver or grey divorces”. These divorces involve couples who have been married or in a de facto relationship for 30 years or so who make a decision to separate when close to their retirement or in early retirement. The article quotes statistics from the National Centre for Family and Marriage Research in Ohio stating that people aged over 50 were twice as likely to divorce in 2014 than in 1990. And the increase was […]