Blog

February 1, 2017

Don’t let your portfolio end up like a gym membership

New Year resolutions and portfolio rebalancing face common challenges. Both spring from the best of intentions. Both can drift into the background as the holiday season draws to a close and the urgency and demands of everyday life return. For investment portfolios and self-managed super funds (SMSFs), the more relaxed pace of life earlier in the year often presents the opportunity to review the fund’s portfolio and investment strategy. Setting your asset allocation is arguably the most important decision you make in regard to your investment portfolio. At a time when there is heightened levels of uncertainty on the geopolitical stage, […]
December 15, 2016

Keeping finances in the family

Would you be willing to help your adult children financially if they were experiencing financial difficulties? And would you be willing to help your elderly parents if they were in financial need? Intergenerational financial issues are set to become increasingly common given the ageing of our population. Of course, many instances of providing financial assistance between generations would involve providing a financial helping hand from time to time rather than aiding an elderly parent or adult child in actual financial difficulties. The Australian Institute of Family Studies has just released a research paper, Attitudes towards intergenerational support, that gives an […]
December 15, 2016

A critical time for specialist advice

There are times in our lives when the need for gaining specialist professional advice may seem particularly critical. And for many super fund members, this is one of those times. Numerous members of large super funds and Self Managed Super Funds (SMSF) will seek advice specifically about how to deal with the tranche of superannuation reforms that has just passed into law. These changes – most taking effect from July 2017 – are the biggest in a decade. Members of super funds seeking guidance about the new super laws will include those who are determined to maximise their contributions (whether […]